Mrs. Oluwatoyin Olaiya holds a bachelor’s degree in accounting from the Obafemi Awolowo University, Ile-Ife and is also a fellow of the Institute of Chartered Accountants of Nigeria.

She has over 30 years’ experience and started her career as an auditor with KPMG Peat Marwick before moving to Abacus Merchant Bank Limited, Magnum Trust Bank Limited, and later to Sterling Bank Plc., from which she joined First City Monument Bank Limited in 2016 as the Chief Risk Officer. Over her career she has occupied different positions in Domestic Operations, Internal Audit, Business Development, Financial Control, Compliance as well as different Enterprise Risk Management roles in the Banking Industry.

Prior to her appointment as an Executive Director, she was the Chief Risk Officer/Divisional Head Risk Management, overseeing Enterprise Risk Management, Risk Policy, Credit Administration, Credit Underwriting and Monitoring. She has also attended several leadership and risk management programs home and abroad.

She joined the Board of the Bank following the CBN approval of her appointment on June 8, 2021.

Mrs. Toyin Olaiya joined  the Board of CSLS upon the SEC’s approval on September 22, 2021.